CREDIT GROWTH ACADEMY LLC

Privacy Notice

Effective November 10, 2026. This notice describes how Credit Growth Academy LLC (“CGA”) handles information submitted through our website, consultations, and business-only Net 30 application evaluation program.

Information we collect

We may collect a business’s legal name, business contact information, address, business type, authorized representative, requested purchasing limit, proposed purchases, correspondence, service and scheduling information, order details, invoices, payments, and evaluation/approval records. We may receive payment confirmation and limited transaction identifiers from our payment provider. Do not submit Social Security numbers, bank passwords, full credit-card numbers, or government IDs through ordinary website forms.

How we use information

We use information to deliver consultations and digital products, verify business applicants, evaluate Net 30 eligibility, make manual approval or decline decisions, establish and service approved purchasing accounts, issue invoices, prevent fraud, provide support, and comply with applicable requirements. Buying an evaluation does not imply approval. CGA does not currently report Net 30 activity to credit bureaus.

Payments and service providers

Payment card information is handled by the checkout payment provider rather than requested in an application form. We may use contracted website, payment, scheduling, customer relationship management, storage, and accounting providers to operate services. Their handling of information is subject to their own terms and privacy practices.

Sharing

We do not sell applicant information. We may share only what is reasonably necessary with service providers working on CGA’s behalf, with a person authorized by the business, or where legally required. A factual trade reference, if offered, requires a separate review and appropriate authorization; no bureau reporting is currently offered.

Security and retention

We restrict access to authorized personnel and use reasonable administrative and technical safeguards. No internet transmission is risk-free. We retain relevant application, order, invoice, payment and dispute records as needed for operations, applicable legal obligations, and legitimate business purposes, then remove or de-identify them when no longer needed.

Your choices

Marketing subscription is optional and separate from operational notices. You may request access, correction, or deletion of information, subject to business recordkeeping and legal obligations. We may still send essential transaction, account, and support communications.

Questions and privacy requests

Email support@creditgrowthacademy.com. You may also review our Net 30 program information and offer-specific terms at checkout.

This notice applies to CGA’s own collection and does not replace independent providers’ privacy disclosures.