Credit Growth Academy
Last Updated: [insert today’s date]
These Terms of Service (“Terms”) govern your access to and use of creditgrowthacademy.com, including all digital products, downloads, content, tools, and services offered by Credit Growth Academy LLC (“Company,” “we,” “us,” or “our”).
By accessing this website or purchasing any product, you agree to be bound by these Terms.
If you do not agree, you may not access or use our services.
Credit Growth Academy provides educational digital products, including but not limited to:
eBooks
Worksheets
Guides
Templates
Toolkits
Digital resources for business, credit, and tax planning education
All products are delivered electronically.
No physical goods are sold.
All payments are processed securely through Stripe or other approved payment processors.
By submitting payment information, you represent that:
You are authorized to use the payment method
All billing information provided is accurate and complete
Prices are listed in U.S. dollars unless otherwise stated.
Due to the digital nature of our products, all sales are final.
Refunds are not provided once:
A product has been delivered, or
Access to a digital download has been granted
Limited exceptions are outlined in our Refund & Access Policy, which is incorporated into these Terms by reference.
Digital downloads are delivered via secure, time-limited links
Links are sent to the email address provided at checkout
Download access may expire automatically for security reasons
You are responsible for:
Providing a valid email address
Downloading and saving your product during the access window
When you purchase a digital product, you are granted a limited, non-exclusive, non-transferable license for personal or internal business use only.
You may not:
Share, resell, sublicense, or distribute the product
Upload the product to public or private file-sharing platforms
Reproduce or modify content for resale or redistribution
Violation of this section may result in immediate termination of access without refund.
All content provided by Credit Growth Academy is for educational and informational purposes only.
We do not provide:
Legal advice
Tax advice
Financial advice
Investment advice
You are encouraged to consult with licensed professionals (CPA, attorney, financial advisor) before making business or financial decisions.
No guarantees are made regarding results, outcomes, credit approvals, tax savings, or financial performance.
All content on this website and within our digital products—including text, graphics, logos, branding, and design—is the exclusive property of Credit Growth Academy LLC and protected by U.S. and international copyright laws.
Unauthorized use is strictly prohibited.
You agree not to:
Use the site for unlawful purposes
Attempt to bypass security features
Interfere with site operations or downloads
Misrepresent your identity or payment information
To the fullest extent permitted by law, Credit Growth Academy LLC shall not be liable for any indirect, incidental, consequential, or special damages arising from your use of our website or products.
Our total liability shall not exceed the amount paid for the product giving rise to the claim.
You agree to indemnify and hold harmless Credit Growth Academy LLC from any claims, damages, losses, or expenses arising out of your violation of these Terms or misuse of our products.
We reserve the right to suspend or terminate access to our services at any time if these Terms are violated, without refund.
These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to conflict of law principles.
We reserve the right to update these Terms at any time.
Changes will be effective immediately upon posting on this website.
Your continued use of the site constitutes acceptance of any revised Terms.
Credit Growth Academy LLC
255 S Orange Avenue
Suite 104 #2281
Orlando, FL 32801, USA
