Three-step process showing how to build business credit using an EIN: apply, get a roadmap, and build reporting power.

Simple, Transparent Pricing — Built for Everyday Entrepreneurs

No hidden fees. No credit checks. No personal guarantees.
Just fast, flexible vendor credit using your EIN.

Low Monthly Membership

Access vendor credit, reporting, dashboards, tools, and guides for one simple monthly fee.

Cancel Anytime

No contracts, no commitments — stay only as long as CGA Net-30 helps your business grow.

Full Access Included

Your membership includes support, updates, reporting tools, and every resource inside CGA.

Choose the Plan That Fits Your Business Stage

Financial systems are the tools and processes that turn daily activity into reliable documentation.

At Credit Growth Academy, financial systems help you:

  • Track income consistently

  • Capture deductions properly

  • Prepare for tax filing year-round

  • Support credit and funding applications

  • Reduce last-minute financial stress

These tools are not accounting software. They are practical, printable, lender-friendly systems designed for real life.

🧾 Income Tracking & Proof

Organize earnings in a way banks and tax professionals understand.

Includes tools like:

  • Business Income Classification & Proof Guide

  • Quarterly Income Snapshots

  • Platform-by-platform income breakdowns

Best for: gig workers, freelancers, EIN-only businesses

🚗 Mileage & Asset Tracking

Document vehicles, equipment, and assets correctly.

Includes tools like:

  • Business Mileage Tracker

  • Asset Depreciation Snapshot Worksheet

Best for: rideshare drivers, delivery drivers, small businesses with equipment

📊 Deductions & Expense Documentation

Stop leaving money on the table. Start documenting deductions properly.

Includes tools like:

  • Everyday Deduction Checklist

  • Startup Costs Deduction Log

Best for: new businesses, contractors, side hustlers

Replace tax-time panic with quiet confidence.

Includes tools like:

  • Quarterly Tax Payment Planner

  • Year-End Tax Planning Checklist

Best for: anyone earning business income

One Tool at a Time — Or a Full Financial System

You can use a single tool when you need it—or combine them into a simple system that works all year.

Best practice:

  • Track income weekly

  • Update deductions monthly

  • Review tax planning quarterly

  • Maintain clean records year-round

This approach supports:

  • Easier tax filing

  • Better financial clarity

  • Stronger credit and funding readiness

Real-World Example

Example

A gig worker earning income from Uber and Instacart:

  • Tracks mileage daily

  • Updates deductions monthly

  • Reviews quarterly tax estimates

  • Maintains income classification summaries

At year-end, records are clean, export-ready, and easy to explain—reducing tax prep time and strengthening financial credibility.

Want the Full Financial & Credit System?

These financial tools form the foundation of everything else—credit building, funding readiness, and long-term growth.

Inside Credit Growth Academy, members get:

  • Full access to all financial toolkits

  • Step-by-step systems

  • Credit and funding roadmaps

  • Ongoing updates and guidance

Strong Financial Systems Create Strong Opportunities

Start with clean records. Build confidence. Grow from there.