Credit Growth Academy

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CREDIT GROWTH ACADEMY

Business Purchasing. No Personal Guarantee.

Explore CGA's revised Net 30 Business Purchasing Program for qualifying registered business entities.

Apply free, explore optional activation after approval, and learn about proposed initial purchasing limits from $100 to $5,000, subject to underwriting.

CGA NET 30 PURCHASING

Business-Only Purchasing for Eligible Entities

FREE — Business Application
$49 — Optional Activation After Approval
$35 — Minimum Qualifying Purchase
$100–$5,000 — Proposed Initial Purchasing Limit

Subject to business verification, underwriting, accepted agreement and approval.

Credit Growth Academy Net 30 Business Purchasing Program. No Personal Guarantee for eligible business entities. Free application, optional $49 activation after approval, $35 minimum qualifying purchase and proposed $100 to $5,000 initial purchasing limits.

Proposed initial purchasing limits of $100–$5,000. Underwriting and approval required.

CGA BUSINESS SOLUTIONS

Services to Support Your Business Goals

Explore business purchasing, business plan development and personalized consultation.

NET 30 BUSINESS PURCHASING
FREE

Net 30 Business Application

Explore the revised business purchasing program for eligible registered entities.

  • Free application
  • No personal guarantee for eligible entities
  • Optional $49 activation after approval
  • Separate $35 minimum purchase
  • Proposed $100–$5,000 limits
Explore Program
BUSINESS PLAN DEVELOPMENT
$249

Business Plan Development

Structured business planning for startups and growing businesses.

  • Business overview
  • Target customers
  • Market positioning
  • Marketing strategy
  • Operating priorities
Explore Plans
BUSINESS CONSULTATION
$99

Business Credit Readiness Review

Personalized 45-minute educational consultation with a written action checklist.

  • Readiness gap review
  • Documentation considerations
  • Action checklist
  • Practical next steps
Explore $99 Review
Credit Growth Academy Business Plan Development featuring a Hispanic businessman in a charcoal gray suit, white shirt and business tie. Services include a $99 planning session, $249 business plan, $499 financial forecast upgrade and advanced custom plans.

CGA Business Plan Development. Planning packages and final deliverables require confirmation.

BUSINESS PLAN SERVICES

Build a Clearer Business Plan

Explore business planning options from an introductory planning session to advanced custom engagements.

INTRODUCTORY SESSION
$99

Business Planning Session

Discuss your business concept, priorities and planning needs.

  • Business goals
  • Planning challenges
  • Next-step guidance
Book Planning Session
BUSINESS PLAN DEVELOPMENT
$249

Business Plan Development

Structured business planning for startups and small business owners.

  • Business overview
  • Market and customers
  • Marketing strategy
  • Operating roadmap
Purchase Business Plan
FINANCIAL FORECAST
$499

Financial Forecast Upgrade

Additional financial projections for a compatible planning engagement.

  • Revenue assumptions
  • Expense projections
  • Cash-flow scenarios
View Forecast Upgrade
ADVANCED PLANNING
Custom Quote

Advanced Business Plans

Customized planning for complex business requirements.

  • Detailed strategy
  • Specialized research
  • Custom financial scenarios
Request Quote

Business planning services are available. The $499 forecast is an upgrade price separate from the $249 core plan. Planning services can be purchased securely online. CGA will coordinate the required intake and project scope after your order.

BUSINESS CONSULTATION

Professional Guidance for Your Next Step

Explore readiness education and business planning consultations.

BUSINESS CREDIT READINESS
$99

Business Credit Readiness Review

A personalized 45-minute consultation with a written business readiness checklist and next-step guidance.

Explore Consultation
BUSINESS PLANNING
$99

Introductory Planning Session

Discuss business goals, operating challenges, planning priorities and potential next steps.

Request Information
CGA BUSINESS PURCHASING

No Personal Guarantee for Eligible Business Entities

Explore a business purchasing program with proposed 30-day payment terms and an approval-first process.

$100–$5,000

Proposed initial purchasing limits subject to underwriting and approval.

FREE Application
$49 Optional Activation
$35 Minimum Purchase
Net 30 Approved Terms

The contracting business entity remains responsible for authorized purchases. Sole proprietorships require separate legal consideration.

FEATURED CGA DIGITAL PRODUCTS

Business Tools and Digital Resources

Explore practical guides, readiness checklists, business worksheets and Microsoft Excel dashboards.

Credit Growth Academy Business Credit Builder Starter System digital product cover
PDF + Excel System

Business Credit Builder Starter System

$16.97

Organize a 30-day business credit readiness process using tracking tools, due-date calendars and Excel dashboards.

View Product
Credit Growth Academy Vendor Credit Starter Bundle digital product promotional cover
Printable PDF Bundle

Vendor Credit Starter Bundle

Review vendor-credit readiness, compare requirements and organize application preparation checklists.

View Product
Credit Growth Academy Business Credit and Vendor Credit Starter Kit promotional image for the starter-sheet resource
Digital Readiness Guide

Business Credit & Vendor Credit Starter Sheet

Review business readiness checkpoints using a practical scorecard and action worksheet.

View Product
Credit Growth Academy Rideshare Profit and Zone Strategy Dashboard Microsoft Excel product cover
Microsoft Excel Dashboard

Rideshare Profit & Zone Strategy Dashboard

$19.97

Analyze trip profitability, operating costs, driving zones, working hours and repositioning.

View Product

Product pricing and availability are confirmed on individual product pages.

COMING SOON

CGA Business Growth Membership

Planned business education, readiness resources, checklists and operating tools.

Starter

FREE

Proposed introductory business readiness education and checklists.

Essential

$19.99/mo

Proposed expanded business readiness dashboards, documentation resources and operating tools.

Paid enrollment is not yet active.

QUESTIONS

Frequently Asked Questions

Is the Net 30 application free?

The revised program uses a free business application. Optional $49 activation follows documented approval and affirmative customer acceptance.

Is a personal guarantee required?

The proposed business-only agreement does not require a personal guarantee from owners of eligible registered business entities. The contracting business remains responsible for authorized purchases. Final eligibility and legal terms apply.

What are the initial Net 30 purchasing limits?

Proposed limits range from $100 to $5,000, subject to underwriting, verification and approval. No specific limit is guaranteed.

Can I purchase the $249 business plan now?

The business plan package is being finalized. You may request information about the proposed service, but checkout has not been activated.

Is the $99 consultation required for Net 30?

No. The Business Credit Readiness Review is an independent consultation service. Consulting is not required for Net 30 eligibility.

Does CGA currently report Net 30 activity to credit bureaus?

No. CGA Net 30 Business Credit Reporting: Dun & Bradstreet and Creditsafe are our designated reporting bureaus. Qualifying business purchase and payment histories are reported after three separate on-time payments. CGA does not currently furnish Net 30 payment history to commercial credit bureaus. Participation does not guarantee credit reporting, improved credit scores or financing approval.

Important Program Information

The $99 Business Credit Readiness Review is a separate educational consultation. Business planning sessions, $249 Business Plan Development, $499 Financial Forecast Upgrade and custom advanced planning services require final package and agreement approval.

The revised Net 30 program includes proposed purchasing limits of $100–$5,000, business-only agreements for eligible entities and approval-gated activation. Legal acceptance, underwriting controls and independent operational verification remain required before live purchasing is enabled.

CGA Net 30 Business Credit Reporting: Dun & Bradstreet and Creditsafe are our designated reporting bureaus. Qualifying business purchase and payment histories are reported after three separate on-time payments. CGA does not currently report Net 30 payment history to commercial credit bureaus. No CGA product or service guarantees financing, vendor approval, business growth or credit-score improvement.

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