Credit Growth Academy

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Credit Growth Academy LLC • Business Credit Preparation

Build your business credit foundation with clarity and a plan.

Start with a personalized $99 Business Credit Readiness Review. Choose a manual Net 30 application and underwriting review, a personalized consultation, or both for $129.

Educational services and preparation resources only. CGA is not a lender. No financing, account approval, credit reporting, or score improvement is guaranteed.

$99 consultationCGA Business Credit Readiness Review promotional graphic for a 45-minute educational consultation and personalized checklist
01 • Understand your readiness02 • Organize your business records03 • Prepare for independent provider decisions
CGA Net 30 Business Purchasing Program featuring the $99 readiness review, $49 application and underwriting and $129 bundle

The $49 charge is the application and underwriting fee. Credit limits range from $100 to $1,000, subject to manual Founder approval. Fees do not guarantee account approval, credit reporting, or credit-score improvement. Choose your service using the working buttons below.

THREE WAYS TO GET STARTED

Find the right next step for your business

Choose the service that fits your next step. Every Net 30 application receives a manual Founder review.

NET 30 Application and Underwriting

Business Application and Underwriting

$49

Manual application, underwriting and business purchasing review. Applications are now accepted for manual Founder evaluation.

  • Business identity and purchasing-purpose review
  • Credit limits of $100–$1,000, individually determined through Founder underwriting
  • No guaranteed account approval or bureau reporting
Apply for $49

$49 application and underwriting fee is non-refundable once paid, subject to stated exceptions. Payment does not guarantee approval or bureau reporting. Checkout requires acceptance of application terms.

AVAILABLE NOW

Business Credit Readiness Review

$99

45-minute personalized educational consultation with a written action checklist.

  • Review your business-credit preparedness
  • Identify documentation and information gaps
  • Get a written action checklist
Book Your $99 Review

Educational service only. Does not include automatic Net 30 account approval.

Net 30 is a business purchasing program. No financing or credit-score outcome is guaranteed. Applications are accepted for manual Founder evaluation. Any future trade references require verified genuine purchases and on-time payments; commercial bureau reporting is not available or guaranteed. Review Terms, Refund Policy and Privacy Policy.

Simple, practical preparation

From uncertainty to a documented action plan

CGA helps business owners identify what to research, organize, and verify before approaching independent vendors or financing providers.

STEP 01

Review

Understand your business information, goals, and preparation gaps in the $99 consultation.

STEP 02

Organize

Use your personalized checklist and supporting tools to prioritize documents and next actions.

STEP 03

Verify

Check current terms and requirements with each independent provider; make informed decisions.

What you receive

A focused review. A useful written checklist.

The $99 Business Credit Readiness Review is designed for founders who want a clearer picture of their preparation before pursuing business-credit opportunities.

  • One 45-minute educational consultation
  • Review of business-readiness questions and documentation
  • Personalized written action checklist to guide next steps
See the $99 Review
Important distinction: CGA's educational consultation is not a lending or credit-account product. Any third-party vendor account is separate from CGA and subject to that provider's own terms.
CGA personalized Business Credit Readiness Review action checklist graphic
Additional CGA business tools

Keep building with practical resources

The $99 Readiness Review and CGA Net 30 program are our main focus. Explore complementary tools designed to help you organize business-credit and cash-flow information.

Credit Growth Academy Net 30 60 90 Business Credit Readiness Kit educational artwork

Net 30/60/90 Business Credit Readiness Kit

Prepare vendor documentation, review payment terms and track important business-credit readiness tasks. This educational toolkit is not a CGA credit account.

Explore readiness kit
Credit Growth Academy Business Credit Builder Starter System product cover

Business Credit Builder Starter System

Work through business-credit preparation with structured educational guides and practical organizing tools.

View starter system
Credit Growth Academy B2B Cash-Flow Gap Survival Kit with 13-week cash-flow dashboard

B2B Cash-Flow Gap Survival Kit

Plan cash-flow timing, monitor business obligations and organize operational decisions.

Explore cash-flow kit
Begin with a clear next step

Ready to organize your business-credit preparation?

Review the service scope, price, and deliverables before deciding whether the consultation fits your needs.