Start Building Business Credit With Your EIN
No SSN. No personal guarantee. Just a structured system designed to help real businesses build credit the right way. Primary CTA Button
Why Building Credit With Your EIN Matters
Separating your business credit from your personal credit is one of the most important steps in building a fundable company.
CGA is designed to support businesses that want to establish credit behavior, documentation, and payment history using their EIN—without relying on personal credit profiles.
🆔 EIN-based business identity (no SSN required)
🧾 Business-facing invoices and receipts
🧱 Credit behavior built through real transactions
🧭 Systems aligned with common vendor-credit standards
What You Get When You Start
📄
EIN-Only Net-30 Access
Apply for Net-30 terms using your EIN and basic business information when eligible.
📊
Dashboards, Credit Tools & Updates
Access templates, guides, and systems that simplify business credit tracking.
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Vendor-Credit Standards Without the Red Tape
Learn how vendor tiers, payment cycles, and documentation work—without confusion.
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Simple Growth Roadmaps
Follow step-by-step paths designed to help you move toward stronger credit profiles over time.
How You Start Building Credit With Your EIN
📝 1️⃣ Apply for CGA Net-30
Submit the CGA Net-30 application using your business EIN and basic business information.
No SSN. No personal credit check. No personal guarantee.
🧰 2️⃣ Use CGA Products & Tools
Purchase eligible CGA tools, guides, and memberships as real business transactions.
Each purchase includes invoices and receipts suitable for bookkeeping and documentation.
⏱️ 3️⃣ Pay On Time
Make payments on or before the due date.
Consistent, on-time payments help reinforce responsible business credit behavior and credibility over time.
ℹ️ Trade Reference Note
After three (3) on-time Net-30 payments, eligible customers may request a CGA trade reference confirmation where accepted by vendors or lenders.
Trade references are not the same as credit bureau reporting.
Who This Is Built For
CGA is designed for entrepreneurs who understand that business credit is built through structure and consistency, not shortcuts.
Best fit for:
New LLCs and startups
Gig workers formalizing their business
Small businesses preparing for vendor or funding reviews
Owners who want clean, professional documentation
Frequently Asked Questions
Do I need a Social Security Number to apply?
No. CGA Net-30 is designed for EIN-only approvals. No SSN is required.
Is there a personal credit check?
No personal credit check is performed as part of the CGA Net-30 application.
Does CGA report to business credit bureaus?
CGA focuses on systems, documentation, and payment behavior. Bureau reporting depends on individual vendors and lenders.
Is approval guaranteed?
No. Approval depends on business information and readiness.
Can brand-new businesses apply?
Yes. CGA is designed to support businesses at early stages as well as those scaling.