Drive, Track, Grow
How I Turned My Uber Earnings Into Business Credit
Author: Gerald Lacey, MBA, MSSCM
Publisher: Credit Growth Academy
Format: Digital PDF (Instant Download)
🚗 Turn Miles Into Money — Then Into Business Credit
🏢 Legitimate business structure
📊 Documented financial activity
🆔 EIN-based business credit
🧾 Vendor tradelines & Net-30 leverage
🧠 Long-term asset thinking
This is not theory. This is a real system built from the driver’s seat.
What You’ll Get
📂 Clear breakdown of business income types
Understand exactly how different income streams should be categorized.
🧾 Proof examples lenders & tax professionals expect
See real documentation examples that support your reported income.
📋 Documentation checklist by income category
Know what to save, store, and present—no guessing.
🧮 Clean, CPA-ready reference format
Designed to make reviews faster and reduce follow-up questions.
📄 Printable + digital-friendly PDF
Use it on screen or print it for your records binder.
📘 Format: PDF
⚡ Delivery: Instant Digital Download
💲 Price: $19
🧩 What’s Inside
🧭 Plain-English explanations (no fluff, no jargon)
🚕 Real-world gig worker examples
🏦 Vendor & bureau strategies broken down simply
📈 Asset-based thinking for long-term growth
✅ Action steps you can apply immediately
👤 Who This Is For
🚗 Uber, Lyft, and rideshare drivers
📦 Gig workers & independent contractors
🌱 Side-hustlers ready to go legit
💳 Entrepreneurs building business credit with EIN only
🔓 Anyone tired of income without leverage
⚙️ How It Works
⬇️ Download the PDF instantly after purchase
📖 Follow the system chapter by chapter
🧾 Apply the structure to your existing gig income
🏦 Begin building documented, lender-ready business activity
⭐ Best Practice:
Use this guide alongside your mileage tracker, business bank account, and EIN setu
🌍 Real-Life Example: From Gig Income to Business Credit
🚗 Troy, a part-time Uber driver in Orlando, was earning steady income but felt stuck. His money came in regularly, but it disappeared just as fast—gas, maintenance, insurance, and everyday expenses. On paper, it looked like he was busy. To lenders, it looked like nothing.
After following the Drive, Track, Grow system, everything changed.
🏢 Step 1: Business Structure
Troy formed an LLC and obtained an EIN. He opened a dedicated business bank account and routed all Uber deposits through it.
📍 Step 2: Tracking with Purpose
He tracked mileage, fuel, tolls, and car maintenance weekly using a simple mileage and expense system. Within three months, he had clean, organized financial records.
🧾 Step 3: Vendor Credit Activity
Using his EIN, Marcus opened two Net 30 vendor accounts and made small, strategic purchases. He paid invoices early to establish positive payment behavior.
📊 Step 4: Credit Visibility
Those on-time payments began reporting. His business credit profile became visible to credit bureaus—even though his personal credit was never used.
🔓 The Result
Within 90 days, Troy went from “just a driver” to a documented business owner with:
Verified business activity
Active vendor tradelines
A lender-ready financial profile
Confidence to apply for business credit without a personal guarantee
💡 Key Takeaway:
Nothing about Troy’s income changed.
What changed was the structure, tracking, and strategy behind it.
✅ Result
📊 Clean books
🧑💼 Fewer CPA questions
🏦 Stronger funding & underwriting documentation
🧾 What You’ll Learn
✔ How to structure gig income under an LLC
✔ How to use an EIN to separate personal and business credit
✔ How mileage, expenses, and consistency build lender credibility
✔ How Net 30 / 60 / 90 vendors actually work
✔ How to turn rideshare income into business leverage
✔ How to move from “driver” to CEO mindset
Download Options
📄 PDF – Instant Digital Download
Download immediately after purchase. Optimized for desktop, tablet, and mobile viewing.
🖨️ Print-Friendly Format
Clean layout designed for standard 8.5×11 printing and binder storage.
📱 Mobile & Tablet Ready
Easy to view, scroll, and reference on phones and tablets.
🔐 Secure Access
Files are delivered through CGA’s secure checkout and download system.
📦 Single-File Download
Everything included in one organized PDF—no multiple files to manage.
Important Notes
⚠️ Educational content only (not legal or tax advice)
🧠 Designed for real-world application
🧰 Built for beginners, valuable for experienced operators
🔓 Get Instant Access
📄 Digital PDF download
♾️ Lifetime access
👶 Beginner-friendly
🚘 Built specifically for gig workers & EIN-only strategies
🔗 Want the Full System?
Join Credit Growth Academy to unlock:
🧰 Credit tools & templates
🆔 EIN-only vendor access
⏱️ Net-30 reporting strategies
🗺️ Step-by-step business credit roadmaps
FAQs
📥 How do I receive the guide after purchase?
Once your purchase is complete, you’ll receive instant access to download the PDF. You can save it to your device and revisit it anytime.
🚗 Is this guide only for Uber drivers?
No. While Uber is used as the primary example, the strategies apply to all gig workers, including Lyft, delivery drivers, freelancers, and independent contractors earning 1099 income.
🆔 Do I need an LLC or EIN before buying this?
No. The guide walks you through how and when to set up an LLC and obtain an EIN. You can start reading even if you’re still operating as an individual.
💳 Will this help me build business credit without using my SSN?
Yes. A core focus of this guide is showing how to use your EIN—not your personal Social Security number—to begin building business credit through structure, tracking, and vendor activity.
📊 Does this include vendor lists or Net-30 accounts?
The guide explains how Net 30 / 60 / 90 accounts work, what lenders look for, and how to position yourself correctly. For curated vendor lists and reporting tools, those are available inside Credit Growth Academy.
🧠 Is this beginner-friendly?
Absolutely. Everything is explained in plain language, with real-life examples and step-by-step concepts. No prior business or credit experience is required.
⚠️ Is this legal or tax advice?
No. This guide is for educational purposes only. It shows systems and strategies based on real experience, but you should always consult a qualified professional for legal or tax matters.
♾️ Do I get lifetime access?
Yes. Once downloaded, the PDF is yours to keep and reference anytime
🔗 What if I want more tools and support?
This guide is designed to stand alone, but it also pairs perfectly with Credit Growth Academy, where you’ll find tools, templates, vendor access, and advanced credit-building strategies.
💰 Is there a refund policy?
Because this is a digital product with instant access, all sales are final. Please review the product description carefully before purchasing.
Support
Questions or download issues?
📧 support@creditgrowthacademy.com
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