Three-step process showing how to build business credit using an EIN: apply, get a roadmap, and build reporting power.

Prepare Your Business for Real Funding — With the Right Tools

Access step-by-step tools that help you understand funding requirements, plan your capital needs, build lender-readiness, and position your business for approvals.

What These Funding Tools Help You Do

Build Lender-Ready Compliance
  • Understand what banks look for

  • Prepare required documents

  • Avoid common underwriting failures

lan Your Capital Strategy
  • Identify funding needs

  • Structure capital stacking

  • Evaluate best funding options

Increase Your Approval Chances
  • Understand what banks look for

  • Prepare required documents

  • Avoid common underwriting failures

✅ Funding Tools You Can Access

Funding Readiness Checklist
  • Pre-approval preparation steps

  • Lender documentation review

  • Financial compliance guidance

  • Designed for banking, fintech, and vendor funding

Access Level: Free + Premium

Bank Approval Preparation Pack
  • Required documents list

  • Lender expectations breakdown

  • Business banking setup

  • Funding-ready profile structure

Access Level: 🔓 Premium

Capital Stack Builder
  • Identify sources of capital

  • Map funding levels (0–12 months)

  • Combine vendor, revolving, and term funding

  • Plan toward long-term credit

Access Level: 🔓 Premium

Credit Leverage Planner
  • Use early vendor credit strategically

  • Build toward higher-limit funding

  • Reduce risk while scaling credit

  • Learn optimal leverage cycles

Access Level: 🔓 Premium

Funding Programs & Lender Directory (Coming Soon)
  • Recommended lenders

  • Requirements for each funding tier

  • Best options for EIN-only approvals

  • Updated regularly

Access Level: 🚀 Accelerator

How Access to Funding Tools Works

Join Credit Growth Academy to unlock our Premium and Accelerator-level funding tools. Inside your dashboard, you’ll find checklists, planners, and preparation guides designed to help you understand lender expectations and secure real funding for your business.

💼 Quick Steps
  • Join CGA

  • Unlock Funding Tools

  • Download checklists & planners

  • Build a lender-ready profile

  • Apply for funding with confidence

Trusted Funding Preparation Tools for Real Businesses
  • Structured around actual lender requirements

  • Designed for EIN-based credit and funding

  • Used by gig workers, LLC owners & startup founders

  • Helps you avoid costly funding mistakes

These tools give you the knowledge and structure lenders expect — no guesswork.

Funding Starts With Preparation — Unlock the Tools That Get You Approved

Build a funding-ready business profile, understand capital strategies, and prepare for lender approval with CGA’s proven system.

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