Access step-by-step tools that help you understand funding requirements, plan your capital needs, build lender-readiness, and position your business for approvals.
Understand what banks look for
Prepare required documents
Avoid common underwriting failures
Identify funding needs
Structure capital stacking
Evaluate best funding options
Understand what banks look for
Prepare required documents
Avoid common underwriting failures
Pre-approval preparation steps
Lender documentation review
Financial compliance guidance
Designed for banking, fintech, and vendor funding
Access Level: Free + Premium
Required documents list
Lender expectations breakdown
Business banking setup
Funding-ready profile structure
Access Level: 🔓 Premium
Identify sources of capital
Map funding levels (0–12 months)
Combine vendor, revolving, and term funding
Plan toward long-term credit
Access Level: 🔓 Premium
Use early vendor credit strategically
Build toward higher-limit funding
Reduce risk while scaling credit
Learn optimal leverage cycles
Access Level: 🔓 Premium
Recommended lenders
Requirements for each funding tier
Best options for EIN-only approvals
Updated regularly
Access Level: 🚀 Accelerator
Join Credit Growth Academy to unlock our Premium and Accelerator-level funding tools. Inside your dashboard, you’ll find checklists, planners, and preparation guides designed to help you understand lender expectations and secure real funding for your business.
Join CGA
Unlock Funding Tools
Download checklists & planners
Build a lender-ready profile
Apply for funding with confidence
Structured around actual lender requirements
Designed for EIN-based credit and funding
Used by gig workers, LLC owners & startup founders
Helps you avoid costly funding mistakes
These tools give you the knowledge and structure lenders expect — no guesswork.
Build a funding-ready business profile, understand capital strategies, and prepare for lender approval with CGA’s proven system.